Research Programme


Pension protection for minority ethnic groups in Britain: determinants, prospects and policy implications

ESRC Secondary Data Analysis Initiative logo

Athina Vlachantoni, Jane Falkingham, Maria Evandrou, Zhixin Frank Feng

The Project is funded under the ESRC Secondary Data Analysis Initiative

Project summary

Existing research has shown that individuals from particular Black and Minority Ethnic (BME) groups are less likely to be employed than the White British majority population, and when they are employed, they are more likely to be self-employed, which can have an adverse effect on their pension protection prospects. This project examines the pension protection of current and future cohorts of individuals from ethnic minority groups in Britain.

The project uses data from the Labour Force Survey and the Understanding Society datasets, and explores the determinants of pension accumulation for different minority ethnic groups, including factors associated with other financial and social kinds of resources, such as employment patterns, caring provision and family networks.

Key findings

Ethnicity has a significant effect on an individual’s chances of being employed, being employed as an employee, and working for an employer who offers a pension scheme.
•  Among the BME population, individuals from the Pakistani and Bangladeshi groups are consistently more likely to face a disadvantage in these areas compared to other BME groups and the White British population.
•  However, once an individual from a BME group works for an employer offering a pension scheme, their ethnicity is less important in affecting their chances of being a member of such a scheme.
•  Policies aimed at ameliorating the ‘pensions gap’ between BME groups and the White British majority population need to focus on both promoting the uptake of second pensions amongst BME employees and facilitating better protection for self-employed individuals.

Further information is available on the Centre for Research on Ageing wesbite.

 

Project activities
 

Date Activity Description
5-9 November 2014 Papers presented at the Gerontological Society of America, Washington D.C., US. "Ethnicity and occupational pension membership in the UK" and "Pension Protection Differences among Older Individuals in the UK: What is the Role of Ethnicity?"
8 July 2014 Paper presented at the 6th Research Methods Festival, Oxford. Examining differentials in pension prospects for minority ethnic groups in the UK
8-12 April 2014 Paper presented at the Association of American Geographers, Tampa, US. Neighbourhood effects and pension protection amongst ethnic minorities in England and Wales
August 2013 Paper presented at Annual Conference of the Social Policy Association 2013, Sheffield Pensions protection for minority ethnic groups in Britain: Determinants, prospects and policy implications
August 2013 Paper presented at the International Union for the Scientific Study of Population, Korea Differentials in pension protection amongst ethnic minorities in the UK

 


 

 

 

Publications

Vlachantoni, A., Feng, Z., Evandrou, M. and Falkingham, J. (2016) Ethnic elders and pension protection in the UK. Ageing & Society. (forthcoming online)

Vlachantoni, A., Feng, Z., Evandrou, M. and Falkingham, J. (2015) Ethnicity and occupational pension membership in the UK. Social Policy & Administration, 49,(7), 801–823. 

Feng, Z., Vlachantoni, A., Evandrou, M. and Falkingham, J. (2015) Neighbourhood effects and pension protection amongst ethnic minorities in England and Wales. Population, Space and Place (Online First View.) 

Vlachantoni, A., Feng, Z., Evandrou, M. and Falkingham, J. (2014) Ethnicity and occupational pension membership in the UK. Centre for Research on Ageing Briefing Paper 1. September 2014.

Vlachantoni, A., Feng, Z., Evandrou, M. and Falkingham, J. (2014) Pension receipt in the UK: are older individuals from ethnic minorities disadvantaged? Centre for Research on Ageing Briefing Paper 2. September 2014.

Feng, Z., Vlachantoni, A., Evandrou, M. and Falkingham, J. (2014) Neighbourhood effects and pension protection amongst ethnic minorities in England and Wales. Centre for Research on Ageing Briefing Paper 3. September 2014.

 

Media activities

Mind the gap
Population Europe website blog (June 2016)

Who are the under-pensioned and what should policymakers know?
Society Central (July 2014)

Pensions – how prepared are black and minority ethnic communities for later life?
Understanding Society (November 2013)